How Do I Get Financing?

There are many ways to get financing and/ or a letter of pre-approval to show you are a qualified buyer. A quick way is to call Century 21 Mortgage who can give you a good estimate and a letter of pre approval in minutes over the phone. They can be reached at 1-888-651-6632 or you can register online at Century 21 Mortgage



Apply Online Now or call 1-888-651-6632

Get a credit report before applying at a bank:

1.) Don't let suprises catch you off guard on your credit report.

Get a copy of your credit report, read it and notify the credit bereau of any errors before applying for the mortgage. You can get a copy from any of these national credit bureaus.

Equifax (1-800-685-1111)

Experion (1-800-682-6754)

Trans Union (312-408-1400)

What do I need to bring to my application at the bank?

1.) Your past two years of W-2's and 1 months current pay stubs. (If you choose to include income from child support/alimony: copies of court records and cancelled checks showing receipt of payment.)

2.) Your past three months bank statements from all accounts.

3.) Existing loans: List of companies and account numbers.

4.) Signed sales contract and legal description of property.

5.) Landlord's name and phone number.