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Free Credit Reports:

The truth in free credit reports is it seems there is always a slight catch to it being free. In my seaching for a valid one I did come across some legislation that has passed entitling you to a free credit report (WITH LITERALLY NO CATCHES) Our area of the country was the last to undergo legislation but now the entire country can take advantage of this public right.

www.annualcreditreport.com


The great thing about this is it's a recent amendment to the Federal Fair Credit Reporting Act (FCRA). It requires each of the nationwide consumer reporting companies to provide you with a free copy of your credit report, at your request, once every 12 months.

 

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Now annual credit report is honestly free. If it's legislation hasn't passed in your area yet you can try some of these others that claim to be free but have slight incentives to keep you to put down some cash.

http://www.experian.com/

http://www.transunion.com/

The Truth About Credit, check out:

http://www.ftc.gov/bcp/conline/edcams/credit/


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